MortgageLoan

A loan in which property or real estate is used as collateral. (A loan securitized against some real estate.)

Type Information

• Parent Type: LoanOrCredit
• Schema.org URL: https://schema.org/MortgageLoan

Properties

| Property | Expected Type | Description | |----------|---------------|-------------| | loanMortgageMandateAmount | MonetaryAmount | Amount of mortgage mandate that can be converted into a proper mortgage at a later stage. | | domiciledMortgage | Boolean | Whether borrower is a resident of the jurisdiction where the property is located. |

Properties from LoanOrCredit

| Property | Expected Type | Description | |----------|---------------|-------------| | requiredCollateral | Text or Thing | Assets required to secure loan or credit repayments. It may take form of third party pledge, goods, financial instruments (cash, securities, etc.) | | recourseLoan | Boolean | The only way you get the money back in the event of default is the security. Recourse is where you still have the opportunity to go back to the borrower for the rest of the money. | | loanTerm | QuantitativeValue | The duration of the loan or credit agreement. | | amount | MonetaryAmount or Number | The amount of money. | | gracePeriod | Duration | The period of time after any due date that the borrower has to fulfil its obligations before a default (failure to pay) is deemed to have occurred. | | currency | Text | The currency in which the monetary amount is expressed.\n\nUse standard formats: ISO 4217 currency format, e.g. "USD"; Ticker symbol for cryptocurrencies, e.g. "BTC"; well known names for Local Exchange Trading Systems (LETS) and other currency types, e.g. "Ithaca HOUR". | | loanType | Text or URL | The type of a loan or credit. | | loanRepaymentForm | RepaymentSpecification | A form of paying back money previously borrowed from a lender. Repayment usually takes the form of periodic payments that normally include part principal plus interest in each payment. | | renegotiableLoan | Boolean | Whether the terms for payment of interest can be renegotiated during the life of the loan. |

Properties from FinancialProduct

| Property | Expected Type | Description | |----------|---------------|-------------| | interestRate | Number or QuantitativeValue | The interest rate, charged or paid, applicable to the financial product. Note: This is different from the calculated annualPercentageRate. | | feesAndCommissionsSpecification | Text or URL | Description of fees, commissions, and other terms applied either to a class of financial product, or by a financial service organization. | | annualPercentageRate | QuantitativeValue or Number | The annual rate that is charged for borrowing (or made by investing), expressed as a single percentage number that represents the actual yearly cost of funds over the term of a loan. This includes any fees or additional costs associated with the transaction. |

Properties from Service

| Property | Expected Type | Description | |----------|---------------|-------------| | broker | Person or Organization | An entity that arranges for an exchange between a buyer and a seller. In most cases a broker never acquires or releases ownership of a product or service involved in an exchange. If it is not clear whether an entity is a broker, seller, or buyer, the latter two terms are preferred. | | hoursAvailable | OpeningHoursSpecification | The hours during which this service or contact is available. | | isRelatedTo | Service or Product | A pointer to another, somehow related product (or multiple products). | | produces | Thing | The tangible thing generated by the service, e.g. a passport, permit, etc. | | isSimilarTo | Service or Product | A pointer to another, functionally similar product (or multiple products). | | termsOfService | URL or Text | Human-readable terms of service documentation. | | offers | Demand or Offer | An offer to provide this item—for example, an offer to sell a product, rent the DVD of a movie, perform a service, or give away tickets to an event. Use [[businessFunction]] to indicate the kind of transaction offered, i.e. sell, lease, etc. This property can also be used to describe a [[Demand]]. While this property is listed as expected on a number of common types, it can be used in others. In that case, using a second type, such as Product or a subtype of Product, can clarify the nature of the offer. | | audience | Audience | An intended audience, i.e. a group for whom something was created. | | review | Review | A review of the item. | | serviceOutput | Thing | The tangible thing generated by the service, e.g. a passport, permit, etc. | | areaServed | GeoShape or Text or AdministrativeArea or Place | The geographic area where a service or offered item is provided. | | provider | Person or Organization | The service provider, service operator, or service performer; the goods producer. Another party (a seller) may offer those services or goods on behalf of the provider. A provider may also serve as the seller. | | availableChannel | ServiceChannel | A means of accessing the service (e.g. a phone bank, a web site, a location, etc.). | | slogan | Text | A slogan or motto associated with the item. | | award | Text | An award won by or for this item. | | aggregateRating | AggregateRating | The overall rating, based on a collection of reviews or ratings, of the item. | | hasCertification | Certification | Certification information about a product, organization, service, place, or person. | | hasOfferCatalog | OfferCatalog | Indicates an OfferCatalog listing for this Organization, Person, or Service. | | brand | Organization or Brand | The brand(s) associated with a product or service, or the brand(s) maintained by an organization or business person. | | providerMobility | Text | Indicates the mobility of a provided service (e.g. 'static', 'dynamic'). | | category | PhysicalActivityCategory or CategoryCode or Text or Thing or URL | A category for the item. Greater signs or slashes can be used to informally indicate a category hierarchy. | | serviceType | GovernmentBenefitsType or Text | The type of service being offered, e.g. veterans' benefits, emergency relief, etc. | | serviceArea | AdministrativeArea or GeoShape or Place | The geographic area where the service is provided. | | serviceAudience | Audience | The audience eligible for this service. | | logo | URL or ImageObject | An associated logo. |

Properties from Thing

| Property | Expected Type | Description | |----------|---------------|-------------| | digital | Number | A number from 0.0 to 1.0 representing the degree of digital vs physical embodiment. 1.0 = fully digital, 0.0 = fully physical, 0.5 = hybrid. | | disambiguatingDescription | Text | A sub property of description. A short description of the item used to disambiguate from other, similar items. Information from other properties (in particular, name) may be necessary for the description to be useful for disambiguation. | | potentialAction | Action | Indicates a potential Action, which describes an idealized action in which this thing would play an 'object' role. | | additionalType | Text or URL | An additional type for the item, typically used for adding more specific types from external vocabularies in microdata syntax. This is a relationship between something and a class that the thing is in. Typically the value is a URI-identified RDF class, and in this case corresponds to the use of rdf:type in RDF. Text values can be used sparingly, for cases where useful information can be added without their being an appropriate schema to reference. In the case of text values, the class label should follow the schema.org style guide. | | identifier | URL or Text or PropertyValue | The identifier property represents any kind of identifier for any kind of [[Thing]], such as ISBNs, GTIN codes, UUIDs etc. Schema.org provides dedicated properties for representing many of these, either as textual strings or as URL (URI) links. See background notes for more details. | | image | ImageObject or URL | An image of the item. This can be a [[URL]] or a fully described [[ImageObject]]. | | sameAs | URL | URL of a reference Web page that unambiguously indicates the item's identity. E.g. the URL of the item's Wikipedia page, Wikidata entry, or official website. | | description | Text or TextObject | A description of the item. | | alternateName | Text | An alias for the item. | | url | URL | URL of the item. | | subjectOf | Event or CreativeWork | A CreativeWork or Event about this Thing. | | name | Text | The name of the item. | | mainEntityOfPage | CreativeWork or URL | Indicates a page (or other CreativeWork) for which this thing is the main entity being described. See background notes for details. |