FinancialProduct
A product provided to consumers and businesses by financial institutions such as banks, insurance companies, brokerage firms, consumer finance companies, and investment companies which comprise the financial services industry.
Extends: Service
Properties
| Property | Expected Type | Description |
|---|---|---|
| annualPercentageRate | QuantitativeValue, Number | The annual rate that is charged for borrowing (or made by investing), expressed as a single percentage number that represents the actual yearly cost of funds over the term of a loan. This includes... |
| feesAndCommissionsSpecification | Text, URL | Description of fees, commissions, and other terms applied either to a class of financial product, or by a financial service organization. |
| interestRate | Number, QuantitativeValue | The interest rate, charged or paid, applicable to the financial product. Note: This is different from the calculated annualPercentageRate. |
[Service](https://schema.org.ai/Service) Properties
| Property | Expected Type | Description |
|---|---|---|
| aggregateRating | AggregateRating | The overall rating, based on a collection of reviews or ratings, of the item. |
| areaServed | GeoShape, Text, AdministrativeArea, Place | The geographic area where a service or offered item is provided. |
| audience | Audience | An intended audience, i.e. a group for whom something was created. |
| availableChannel | ServiceChannel | A means of accessing the service (e.g. a phone bank, a web site, a location, etc.). |
| award | Text | An award won by or for this item. |
| brand | Organization, Brand | The brand(s) associated with a product or service, or the brand(s) maintained by an organization or business person. |
| broker | Person, Organization | An entity that arranges for an exchange between a buyer and a seller. In most cases a broker never acquires or releases ownership of a product or service involved in an exchange. If it is not cle... |
| category | PhysicalActivityCategory, CategoryCode, Text, Thing, URL | A category for the item. Greater signs or slashes can be used to informally indicate a category hierarchy. |
| hasCertification | Certification | Certification information about a product, organization, service, place, or person. |
| hasOfferCatalog | OfferCatalog | Indicates an OfferCatalog listing for this Organization, Person, or Service. |
| hoursAvailable | OpeningHoursSpecification | The hours during which this service or contact is available. |
| isRelatedTo | Service, Product | A pointer to another, somehow related product (or multiple products). |
| isSimilarTo | Service, Product | A pointer to another, functionally similar product (or multiple products). |
| logo | URL, ImageObject | An associated logo. |
| offers | Demand, Offer | An offer to provide this item—for example, an offer to sell a product, rent the DVD of a movie, perform a service, or give away tickets to an event. Use [businessFunction](https://schema.org... |
| produces | Thing | The tangible thing generated by the service, e.g. a passport, permit, etc. |
| provider | Person, Organization | The service provider, service operator, or service performer; the goods producer. Another party (a seller) may offer those services or goods on behalf of the provider. A provider may also serve as... |
| providerMobility | Text | Indicates the mobility of a provided service (e.g. 'static', 'dynamic'). |
| review | Review | A review of the item. |
| serviceArea | AdministrativeArea, GeoShape, Place | The geographic area where the service is provided. |
| serviceAudience | Audience | The audience eligible for this service. |
| serviceOutput | Thing | The tangible thing generated by the service, e.g. a passport, permit, etc. |
| serviceType | GovernmentBenefitsType, Text | The type of service being offered, e.g. veterans' benefits, emergency relief, etc. |
| slogan | Text | A slogan or motto associated with the item. |
| termsOfService | URL, Text | Human-readable terms of service documentation. |
[Thing](https://schema.org.ai/Thing) Properties
| Property | Expected Type | Description |
|---|---|---|
| additionalType | Text, URL | An additional type for the item, typically used for adding more specific types from external vocabularies in microdata syntax. This is a relationship between something and a class that the thing is... |
| alternateName | Text | An alias for the item. |
| description | Text, TextObject | A description of the item. |
| disambiguatingDescription | Text | A sub property of description. A short description of the item used to disambiguate from other, similar items. Information from other properties (in particular, name) may be necessary for the descr... |
| identifier | URL, Text, PropertyValue | The identifier property represents any kind of identifier for any kind of Thing, such as ISBNs, GTIN codes, UUIDs etc. Schema.org provides dedicated properties for re... |
| image | ImageObject, URL | An image of the item. This can be a URL or a fully described ImageObject. |
| mainEntityOfPage | CreativeWork, URL | Indicates a page (or other CreativeWork) for which this thing is the main entity being described. See background notes for details. |
| name | Text | The name of the item. |
| potentialAction | Action | Indicates a potential Action, which describes an idealized action in which this thing would play an 'object' role. |
| sameAs | URL | URL of a reference Web page that unambiguously indicates the item's identity. E.g. the URL of the item's Wikipedia page, Wikidata entry, or official website. |
| subjectOf | Event, CreativeWork | A CreativeWork or Event about this Thing. |
| url | URL | URL of the item. |
Subtypes
| Type | Description |
|---|---|
| BankAccount | A product or service offered by a bank whereby one may deposit, withdraw or transfer money and in some cases be paid interest. |
| CurrencyConversionService | A service to convert funds from one currency to another currency. |
| InvestmentOrDeposit | A type of financial product that typically requires the client to transfer funds to a financial service in return for potential beneficial financial return. |
| LoanOrCredit | A financial product for the loaning of an amount of money, or line of credit, under agreed terms and charges. |
| PaymentCard | A payment method using a credit, debit, store or other card to associate the payment with an account. |
| PaymentService | A Service to transfer funds from a person or organization to a beneficiary person or organization. |