LoanOrCredit
A financial product for the loaning of an amount of money, or line of credit, under agreed terms and charges.
Extends: FinancialProduct
Properties
| Property | Expected Type | Description |
|---|---|---|
| amount | MonetaryAmount, Number | The amount of money. |
| currency | Text | The currency in which the monetary amount is expressed. Use standard formats: ISO 4217 currency format, e.g. "USD"; [Ticker symbol](https://en.wikipedia.or... |
| gracePeriod | Duration | The period of time after any due date that the borrower has to fulfil its obligations before a default (failure to pay) is deemed to have occurred. |
| loanRepaymentForm | RepaymentSpecification | A form of paying back money previously borrowed from a lender. Repayment usually takes the form of periodic payments that normally include part principal plus interest in each payment. |
| loanTerm | QuantitativeValue | The duration of the loan or credit agreement. |
| loanType | Text, URL | The type of a loan or credit. |
| recourseLoan | Boolean | The only way you get the money back in the event of default is the security. Recourse is where you still have the opportunity to go back to the borrower for the rest of the money. |
| renegotiableLoan | Boolean | Whether the terms for payment of interest can be renegotiated during the life of the loan. |
| requiredCollateral | Text, Thing | Assets required to secure loan or credit repayments. It may take form of third party pledge, goods, financial instruments (cash, securities, etc.) |
[FinancialProduct](https://schema.org.ai/FinancialProduct) Properties
| Property | Expected Type | Description |
|---|---|---|
| annualPercentageRate | QuantitativeValue, Number | The annual rate that is charged for borrowing (or made by investing), expressed as a single percentage number that represents the actual yearly cost of funds over the term of a loan. This includes... |
| feesAndCommissionsSpecification | Text, URL | Description of fees, commissions, and other terms applied either to a class of financial product, or by a financial service organization. |
| interestRate | Number, QuantitativeValue | The interest rate, charged or paid, applicable to the financial product. Note: This is different from the calculated annualPercentageRate. |
[Service](https://schema.org.ai/Service) Properties
| Property | Expected Type | Description |
|---|---|---|
| aggregateRating | AggregateRating | The overall rating, based on a collection of reviews or ratings, of the item. |
| areaServed | GeoShape, Text, AdministrativeArea, Place | The geographic area where a service or offered item is provided. |
| audience | Audience | An intended audience, i.e. a group for whom something was created. |
| availableChannel | ServiceChannel | A means of accessing the service (e.g. a phone bank, a web site, a location, etc.). |
| award | Text | An award won by or for this item. |
| brand | Organization, Brand | The brand(s) associated with a product or service, or the brand(s) maintained by an organization or business person. |
| broker | Person, Organization | An entity that arranges for an exchange between a buyer and a seller. In most cases a broker never acquires or releases ownership of a product or service involved in an exchange. If it is not cle... |
| category | PhysicalActivityCategory, CategoryCode, Text, Thing, URL | A category for the item. Greater signs or slashes can be used to informally indicate a category hierarchy. |
| hasCertification | Certification | Certification information about a product, organization, service, place, or person. |
| hasOfferCatalog | OfferCatalog | Indicates an OfferCatalog listing for this Organization, Person, or Service. |
| hoursAvailable | OpeningHoursSpecification | The hours during which this service or contact is available. |
| isRelatedTo | Service, Product | A pointer to another, somehow related product (or multiple products). |
| isSimilarTo | Service, Product | A pointer to another, functionally similar product (or multiple products). |
| logo | URL, ImageObject | An associated logo. |
| offers | Demand, Offer | An offer to provide this item—for example, an offer to sell a product, rent the DVD of a movie, perform a service, or give away tickets to an event. Use [businessFunction](https://schema.org... |
| produces | Thing | The tangible thing generated by the service, e.g. a passport, permit, etc. |
| provider | Person, Organization | The service provider, service operator, or service performer; the goods producer. Another party (a seller) may offer those services or goods on behalf of the provider. A provider may also serve as... |
| providerMobility | Text | Indicates the mobility of a provided service (e.g. 'static', 'dynamic'). |
| review | Review | A review of the item. |
| serviceArea | AdministrativeArea, GeoShape, Place | The geographic area where the service is provided. |
| serviceAudience | Audience | The audience eligible for this service. |
| serviceOutput | Thing | The tangible thing generated by the service, e.g. a passport, permit, etc. |
| serviceType | GovernmentBenefitsType, Text | The type of service being offered, e.g. veterans' benefits, emergency relief, etc. |
| slogan | Text | A slogan or motto associated with the item. |
| termsOfService | URL, Text | Human-readable terms of service documentation. |
[Thing](https://schema.org.ai/Thing) Properties
| Property | Expected Type | Description |
|---|---|---|
| additionalType | Text, URL | An additional type for the item, typically used for adding more specific types from external vocabularies in microdata syntax. This is a relationship between something and a class that the thing is... |
| alternateName | Text | An alias for the item. |
| description | Text, TextObject | A description of the item. |
| disambiguatingDescription | Text | A sub property of description. A short description of the item used to disambiguate from other, similar items. Information from other properties (in particular, name) may be necessary for the descr... |
| identifier | URL, Text, PropertyValue | The identifier property represents any kind of identifier for any kind of Thing, such as ISBNs, GTIN codes, UUIDs etc. Schema.org provides dedicated properties for re... |
| image | ImageObject, URL | An image of the item. This can be a URL or a fully described ImageObject. |
| mainEntityOfPage | CreativeWork, URL | Indicates a page (or other CreativeWork) for which this thing is the main entity being described. See background notes for details. |
| name | Text | The name of the item. |
| potentialAction | Action | Indicates a potential Action, which describes an idealized action in which this thing would play an 'object' role. |
| sameAs | URL | URL of a reference Web page that unambiguously indicates the item's identity. E.g. the URL of the item's Wikipedia page, Wikidata entry, or official website. |
| subjectOf | Event, CreativeWork | A CreativeWork or Event about this Thing. |
| url | URL | URL of the item. |
Subtypes
| Type | Description |
|---|---|
| CreditCard | A card payment method of a particular brand or name. Used to mark up a particular payment method and/or the financial product/service that supplies the card account. Commonly used values: * http... |
| MortgageLoan | A loan in which property or real estate is used as collateral. (A loan securitized against some real estate.) |